Winas SACCO is a Deposit Taking (DT-SACCO) based in National offering FOSA (front-office savings activity). The figures below are as-reported, with source and date — verify with the SACCO before joining.
Source: SACCO 2026 reports (saccoreview.co.ke, Mar 2026) · updated 2026-03-01 · data year 2026. Deposit interest and dividends are separate returns — never combine them into one rate.
Source: SACCO 2026 reports (saccoreview.co.ke, Mar 2026) — updated 2026-03-01. This is a verification snapshot, not a live rate feed; SACCO rates change at member meetings and board approvals.
Winas SACCO reports deposit interest of 12.5% (source: SACCO 2026 reports (saccoreview.co.ke, Mar 2026), updated 2026-03-01). This is what the SACCO pays on your savings — confirm with the SACCO before joining.
Winas SACCO reports a dividend on share capital of 16%. Dividends are paid out of the annual surplus and are separate from deposit interest.
Loan rates are reported around 12%. Access is typically 3× your savings + shares. Eligibility: Open membership (regional strength).
Minimum deposit not publicly reported.
Figures come from SACCO 2026 reports (saccoreview.co.ke, Mar 2026) (updated 2026-03-01) and are as-reported. Rates change — always confirm directly with the SACCO, and remember SACCO deposits are not KDIC-insured.